3 Reasons why Women need Life Insurance Now, More than Ever!

By July 22, 2014 No Comments

3 Reasons why Women need Life Insurance Now, More than Ever!

Life Insurance is so Affordable and Easy to get,

that no one should be without it!

Life Insurance for Women

As Canadian Women become a powerful force in the workplace and in the home,  the time is now to recognize the need and importance of Life Insurance.

Traditionally when I have met with a Family, the focus has typically been putting Life Insurance on the Husband, but today’s family dynamic is so different from the “Traditional” family dynamic that once existed in the past.

Now when I sit down with a family, there are new things we talk about, and new things to realize when we are doing a proper Insurance Review, so we can ensure that the entire Family’s financial future is secure…

Here are the Top 3 reasons why Life Insurance for a Woman is so much more Important today than ever before.

Women today are more educated than Men!


That’s right, I said it. We always knew it, but here are the Facts 🙂

Over the past 2 decades, Women have outpaced Men in gaining a University Education, including Bachelors and Masters degrees.

The Canadian Graduation rate for Women stands at 59.1% of the graduating class. The focus on University is creating more and more women who are highly educated, and a very important part of our Workforce.

Today’s “Traditional” family consists of two people who have a very important role in not only being a parent, but equally contributing to the financial success and continuity of the Family as well…

Higher Education!!!

More Women are Working today, than ever before!

In today’s economic environment, women are steadily becoming more an more significant to the success of the family and the family’s financial future.

Women are becoming the economic engine of Canada, and as time goes on, the numbers will only grow.

In regards to the numbers, here are the Facts!

Women make up 47.3% of the total workforce…

Women hold 35.4% of the Management Positions…

and Women make up 22.9% of Senior Management Positions…

It has become a brand new world we live in, and the contribution that women make towards our Economy and our Family’s Financial Future, certainly cannot be overlooked.

Here are the facts...

Senior Management!!!

Management Roles!!!

Labour Force!!!

Women today have Much Less Life Insurance than they Need!

With the increase of Women in the workforce, and as a major contributor to the family’s financial success and future, their Insurance needs have not kept pace…

In fact, only 58% of women have any Life Insurance coverage at all, compared to almost 70% of men in the same household. If both the Husband and Wife are responsible for the financial contribution to their family, then the need for Life Insurance should be equal.

Even when the wife has Life Insurance, statistics show, that Women have 25% less coverage than their male counterparts. This as well, needs to reflect the true economic value that a Woman brings into the household.

And more than 1 in 3 working women have no coverage at all. This means that the family will inevitably be in financial distress if anything were to happen to the working mother in the family.

The Best RRSP Advice

In Summary;

By not accurately understanding your Financial Responsibility and your Human Economic Value, you may be leaving your Life Insurance needs, not fully addressed.

Independent, strong and Intelligent women today, need to take control of the family’s future by ensuring the proper coverage is in place. By creating a financial legacy for your spouse and your children, you will have the comfort needed to go forth and conquer.

Read more here about how you can cover your life Insurance needs for “Free” by using the proper tools and strategies that have been created for your success.

Read my blog post here.

“How to get your Life Insurance coverage for “Free” by using 20 pay Life Insurance!”

Is your Life Insurance coverage adequate to protect your family and loved ones? If not, I would be honored to help you understand in greater detail, all of the effective and efficient ways to meet your objectives and fulfill your responsibilities…

Steffen deGraaf

1. Statistics Canada, “Population by Sex and Age Group” (2013).
2. Statistics Canada, 2011 National Household Survey (2014).
3 Statistics Canada, “Labour Force Characteristics by Sex and Age Group” (2012).
4. Statistics Canada, Labour Force Survey Estimates (January 2012).
5. LIMRA, Canadian Life Insurance Ownership, Personal-Level Trends, 2013

Call for your Free Quote today!



You need Life Insurance if;

You bring an Income home to the Family…

 You have Kids you want to ensure an Education for…

 You have a Mortgage…

 You have Debt, Lines of Credit or Car Loans…

 You want to create a Tax Efficient Retirement Income…

 You want to Guarantee your Family’s Financial Success, no matter what happens…

 You want to Feel more Responsible to your Family…

New Online Life Insurance

Application and Approval

We are leading the way in Burlington to make your life easier, and to make Life Insurance a quick and simple process.

Although we still do home appointments, or here in the office, many people enjoy the simplicity of purchasing their Life Insurance, and covering their needs through a new simple Online Application and Approval process.

Give us a Call Today, and we can set an online Appointment as well, if you prefer.


Get in touch with us Today, and Give yourself the Peace of Mind you Deserve...

Send us an email Today

Call for your Free review today!


How can we Help You create the Perfect Life Insurance plan?

Why would you want to Review your coverage,

and Why would you want to work with us?

Here are so many reasons why you will be impressed with our Services;

  • We are local to you, we live, work and play in your Community. We are not a nationwide conglomerate, who may not understand your local needs, and your need for local service.
  • We have had the pleasure to work with Family after Family, and through all that hard work, we are able to provide You with the best solutions, at the best price Guaranteed!
  • We give you the peace of mind that your Life Insurance is both Personal and Customized to your own families unique needs.
  • We provide you with Life Insurance quotes from the Top 3 companies that best suit your needs.
  • We provide on-going Service and Support, so you are not only taken care of today, but for years to come.
  • You will get the best coverage for the best price, GUARANTEED!
  • You even get a Free 10 day Look, so if you change your Mind, and feel that the coverage may not be what you need, then no problems, no worries.
  • We do all the work with the Insurance company on your behalf, so if you ever need to claim on your Insurance, we are here to provide that service to your beneficiaries.
  • We help you in the quickest, most efficient and professional way possible, so you don’t have to spend time worrying about your Life Insurance Coverage.
  • If it has been Years since you have reviewed your Life Insurance, then the time is now, make sure you feel comfortable with the Coverage you have in place.
  • We will keep in contact with you, so as your needs change we can modify your plans.
Life insurance in Burlington

How Can I help you with this coverage?

Your local Life Insurance Specialist

As a specialist in Life Insurance placement, I have helped Hundreds of Families over the last Decade put this Valuable Coverage in place. I am a broker of Life Insurance and I am able to work with ALL of the companies out there, to custom tailor the Best Solution Available. Contact me for a Personal Review.


Get in touch with us Today, and Give yourself the Peace of Mind you Deserve...

Send us an email Today

Call for your Free review today!


or, simply Get your Free no-Obligation Life Insurance Quote here...

Get your Free No-Obligation Quote today... It\'s as Easy as 1,2,3... We will source your needs against 10 different Canadian Companies to find you the best solution.
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Steffen deGraaf

About Steffen deGraaf

Insurance and Investing can be very complex and my aim is to decipher the jargon and provide clients with a tailor made solution to fit them and their specific needs. There’s not a ‘one size fits all’ with Insurance and Investing your hard earned money in the right place. Infinity Insurance has a unique Platinum Service Promise ensuring clients get outstanding service, valuable support, and integrity, all in the most affordable way possible.