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What does Life Insurance mean to you?
Life Insurance is one of the most important ways to protect your family. If you have a family, using Life Insurance to protect their financial security is so easy to achieve, that no family should be without it.
Life Insurance works by protecting You with a certain benefit amount (face value), that is paid out directly to your beneficiary (Family) in the event of your passing. It is not something you want to think about, but it would be irresponsible to not plan for it. The key is, to put the Proper Coverage in place when you are Healthy enough to obtain it!
Could you imagine what would happen if you didn’t have the proper Life Insurance Coverage in place, and something happened?
Why do you need Life Insurance?
There are many reasons and Life events that occur, which make people think about getting Life Insurance, and some of the most common reasons Why People think about Life Insurance are;
- You get your first job
- You get your first home
- You get Married
- You start having kids and creating a family
- You Start a new business
- You have had someone close to you die, without the proper coverage in place
- You have recently changed jobs, or are worried about your Group Coverage
- You have a large Line of Credit, or your debt loads are piling up
- You may not be happy with your current Life Insurance coverage
- You just want Better coverage…
We use, the most advanced Life Insurance Quoting System in Canada
We take our Responsibilities very seriously, and our commitment to you is that we will use all the tools available to get you the best Insurance at the best price guaranteed. Our system analyzes your needs against Canada’s Top 30 Insurance Companies to find you the best coverage at the best price, GUARANTEED!
Not only the best price today, but we will illustrate what your insurance will cost you into the future, so you can make intelligent decisions about your needs, and what the cost of those needs will be into the future.
Get your Life Insurance Quote here…
What Types of Life Insurance Solutions are Available?
Term Life Insurance
Term Life Insurance covers you for a set Term of Time for a set Cost. Typically people will look at securing their cost of Insurance for a Term of Time such as 10 years, 20 years or 30 years. For that time period the Insurance will always be in place, and the cost ($) will be fixed. At the end of the Term, the Insurance can renew automatically, but the cost will increase significantly. Term Insurance is the perfect way to put some Life Insurance in place, without taking a great deal of money out of your Budget throughout the Term. But be warned, as you get older, and the Terms renew, the Insurance will become so expensive, that you would not be able to afford the coverage into Retirement, and will have wasted the money you have spent all those years, and have nothing to show for it, if you remain healthy! But, Term Life Insurance is perfect for covering your short term needs.
Permanent Life Insurance
Permanent Life Insurance is a solution that will be there for you and your family, not just for a Term of Time, but forever. Permanent Life Insurance, is the best way to protect and create wealth for your family, but its cost is more expensive than Term Insurance, because at some point in time, it WILL Pay out to your Family. But you will never pay as much for the Insurance as you could save yourself, because with Life Insurance, you share the Risk and Investments with all of the other policy holders. By using Permanent Life insurance, you have the confidence to know your family will always receive a benefit from your coverage, whether you live to 70,80,90 or 100 years old. The cost will be fixed throughout your entire Life and a Benefit will ALWAYS be paid to your Family! By using this type of Insurance you are investing in your Family’s future, Guaranteed!
But Wait,the Perfect Solution may be
to Combine Term Insurance with Permanent Insurance!
Here are the benefits of Combining Term and Permanent Life Insurance;
- You can Get All the coverage you need to cover your children’s Education Cost’s, your Mortgage, any outstanding Bills, and Lines of Credit will all be paid.
- You can cover off your Future Income that your family relies upon.
- You get the Peace of Mind that your family’s financial future will always be protected.
- You can start using your Life Insurance to create Cash Value in a very Tax Efficient way.
- You can choose to covert some or all of the Term Insurance into Permanent Insurance in the future, helping you create even more wealth for your family’s future.
- You are in Control, and will have Fixed Costs for your Insurance Future!
- You get a custom tailored solution, using the Best Life Insurance Companies in Canada
Get in touch with us Today, and Give yourself the Peace of Mind you Deserve...
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How can we Help You create the Perfect Life Insurance plan?
Why would you want to Review your coverage,
and Why would you want to work with us?
Here are the reasons why you will be impressed with our Services;
- We are local to you, we live, work and play in your Community. We are not a nationwide conglomerate, who may not understand your local needs, and your need for local service.
- We have had the pleasure to work with Family after Family, and through all that hard work, we are able to provide You with the best solutions, at the best price Guaranteed!
- We give you the peace of mind that your Life Insurance is both Personal and Customized to your own families unique needs.
- We provide you with Life Insurance quotes from the Top 3 companies that best suit your needs.
- We provide on-going Service and Support, so you are not only taken care of today, but for years to come.
- You will get the best coverage for the best price, GUARANTEED!
- You even get a Free 10 day Look, so if you change your Mind, and feel that the coverage may not be what you need, then no problems, no worries.
- We do all the work with the Insurance company on your behalf, so if you ever need to claim on your Insurance, we are here to provide that service to your beneficiaries.
- We help you in the quickest, most efficient and professional way possible, so you don’t have to spend time worrying about your Life Insurance Coverage.
- If it has been Years since you have reviewed your Life Insurance, then the time is now, make sure you feel comfortable with the Coverage you have in place.
- We will keep in contact with you, so as your needs change we can modify your plans.
How Can I help you with this coverage?
As a specialist in Life Insurance placement, I have helped Hundreds of Families over the last Decade put this Valuable Coverage in place. I am a broker of Life Insurance and I am able to work with ALL of the companies out there, to custom tailor the Best Solution Available. Contact me for a Personal Review.